Nicole Schmidt, CAIB (Hons), CEC, CODC

Commercial Insurance Broker

I started in insurance almost two decades ago, in the mailroom and working the admin desk. Since then, I have sold personal and commercial insurance, advised business and home owners on their risk, built and led commercial sales teams, and spent the last seven years in leadership and senior leadership roles at a large corporate brokerage, coaching insurance professionals, and their
leaders, across Canada.

Now I’m building my own independent brokerage with InsureLine.

Here’s what working with me looks like:

I work for you, not a corporate sales target. As an independent broker I have access to multiple insurance markets; it is my job to find the right fit for your risk — not to fit you into one company’s product. The business you’ve spent years building, your farm, your home, your vehicles: my recommendation is based on what protects you best.

Straight answers, no jargon. I’ve spent years training insurance professionals across the country on risk, underwriting, and coverage. I know this industry deeply, and I genuinely love it. I am a self-proclaimed insurance nerd. You will understand what you’re buying, what it covers, and, just as important, what it doesn’t.

Honesty, even when it’s not the comfortable answer. I am also a certified executive and organizational development coach, and a leader at my core, and it shapes how I work. I ask intelligent and relevant questions, I listen for what actually matters to you, and if a coverage doesn’t fit, I will tell you. I am comfortable with uncomfortable conversations.

When you call, you get me, or someone I deeply trust. When your business or life cycle changes, we are already thinking about how your coverage needs to keep up and evolve. This is my forever game. You and your business matter to my business. That is not a slogan, that is my model.

After this many years in the insurance industry, I have learned one thing above all else; insurance is a promise, and promises are personal. I treat each client I have with a level of personal respect and integrity.

I very much look forward to doing business with you

“Insurance is a promise, and promises are personal.”